The SkyLightPayCard is a prepaid payroll card program, wherein individuals can load part or full of their salary to the card and later utilize the card for payments at restaurants, gas stations, grocery stores, etc. Moreover, card owners can also choose to pay bills online and phone-based card payments using the SkyLight ONE Card.


Thus, people no longer have to wait in long lines to pay their bills, nor do they have to use any other cards, cheques, etc. All the payments can be conveniently done using the SkyLightPayCard itself.

About SkyLightPayCard

SkyLightPayCard refers to the SkyLight One card that is officially under the Netspends brand. For the unaware, Netspends is a company offering prepaid financial services, especially for employed people who do not have a traditional bank account to receive their salary and other economic benefits from their employer.

With the help of the Netspends SkyLight One prepaid card, employers can choose to directly credit the salary of their employees to the SkyLightPayCard. The balance within the card can then be used by the employees to make payments at any physical or virtual merchants.

SkylightPayCard Benefits 

In this section, we take a quick look at the features you get to enjoy once you avail of the SkylightOne Prepaid Card from Netspend.

  • Money in Card Without Bank Account: With the SkylightPayCard, you get to enjoy salaries credited to your card without having to own any bank account. Employers can directly credit your monthly salary right into the card without any hassles.
  • All Access on Web Portal: The official portal gives quick and easy access to all the features you need to access while using the SkylightPayCard.
  • Free ATM Withdrawals: There are literally thousands of ATMs that support free cash withdrawals from your SkylightPayCard. All you need to do is visit the official SkylightPayCard website and find the surcharge-free ATM that’s the closest to you.
  • Convenient to Use: The card can be used just like the way that we normally use our credit cards and debit cards. So, you can conveniently make both offline and online payments using the SkylightPayCard.

How to Activate/Register SkylightPayCard 

netspend activate

Once you have applied for the Netspends Skylight One prepaid card and received the same, the next step is to activate/register your card by visiting the official Netspends Skylight One online portal. By doing so, you will be able to access all the information and details related to your SkylightPayCard online.

Below are the steps you need to follow to register your new SkylightPayCard online.

  1. Visit the official Netspends Skylight One website by browsing or clicking here.
  2. Once the website loads, click on the “Activate/Register” button.
  3. On the next screen, you will have to enter the 16-digit card number as well as the 3-digit security code, both of which will be printed on your card.
  4. Click on the “Continue” button.

Now follow the further on-screen instructions to activate and register your Netspends Skylight One prepaid card.

How to Login to SkylightPayCard Online Portal 

SkylightPayCard Login

Once you finish registering and activating your SkylightPayCard, you can then log in to your account to access all the information about your card.

If you are confused about how to perform the SkylightPayCard login, below are the steps you must follow.

  1. Visit on any web browser of your choice.
  2. Click on the blue-colored “Log in” button.
  3. On the next web page that appears, enter the username and password associated with your SkylightPayCard account.
  4. Now, click on the “Log IN” button.

And that is it. If you entered the correct username and password for your SkylightPayCard account, you will be given access instantly.

Reset SkylightPayCard Username and Password

If you have forgotten the username or password associated with your SkylightOne prepaid card, then below are the two approaches you can take to reset them.

Method 1: Reset SkylightOne Username and Password from Web Portal

The official portal itself has a dedicated section that helps you reset/recover the username/password of your SkylightPayCard account.

Once you visit the SkylightPayCard website and click on the “Log In” button, you get to see an option titled “Forgot your username or password?” below the “Log IN” button. Click on this option and follow the on-screen instructions to reset your SkylightPayCard username and password.

Method 2: Call SkylightOne Prepaid Card Customer Support

You can also get assistance to recover/reset your SkylightPayCard username/password by contacting the Netspend SkylightOne Prepaid Card customer support team.

To reach SkylightPayCard customer support, dial the number 1-888-606-9800.

SkylightPayCard User Acknowledgement

Below are some of the important points that you need to know related to the SkylightPayCard before you start using the card.

  • Any extra fee that is charged by the merchant, ATM, or point of sale, is not the responsibility of Netspend or SkylightPayCard.
  • Only selected ATMs offer surcharge-free cash withdrawals. To get more details, visit the official SkylightOnePay website.
  • If you make transactions that drop your SkylightPayCard balance below zero, then an overdraft fee will be added to your card.
  • For foreign transactions made using the SkylightPayCard, 3.5 percent of the dollar value will be added to the final amount.
  • If you’re trying to make a payment that exceeds the current balance on your SkylightPayCard, then it’s your responsibility to let the merchant know of the same. In such cases, the merchant can choose to accept the card balance as part of the transaction and the rest of the amount in the form of cash or another card transaction.

SkylightPayCard Review 2023 

If you are someone who doesn’t want to create a bank account but still would like to receive the monthly salary credited to a card, then the SkylightPayCard is a great choice.

It offers almost every conveniences of a debit card or credit card and is quite practical at the same time for both employees and employers.

The easy process of applying and registering a SkylightPayCard also makes it a worthy contender to consider in 2023.